Wise: International Transfers
Wise Payments Ltd.
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4.7
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About This App

  • Category

    Finance

  • Installs

    10M+

  • Content Rating

    Everyone

  • Developer Email

    [email protected]

  • Privacy Policy

    https://wise.com/privacy-policy

Screenshots
App Overview

Wise is a money transfer app designed to send money internationally with low fees and real exchange rates. You can use the app to transfer money to over 80 countries, hold and convert over 50 currencies, and get a debit card for spending abroad. It's a popular choice for people who travel, work overseas, or send money to family in another country. The app is straightforward to download and install from the Google Play Store.

To use the app, you first create an account, verify your identity, and then you can start sending money. You enter the amount and destination, see the exact fee and exchange rate upfront, and pay via bank transfer, debit card, or other methods. The money often arrives within hours or a day. You can also set up recurring transfers and manage everything from your phone. The app's design makes it easy to track your transfers and manage multiple currencies.

If you want to download the Wise app, you can find it on the Google Play Store. If the Google Play Store app is not available on your phone, you can visit the official Wise website to download the latest APK file directly by clicking the download button. This ensures you always have the most up-to-date version for secure international transfers.

Similar Apps Comparison

Compared to traditional banks and other money transfer apps like Western Union or PayPal, Wise often has a significant advantage in cost and transparency. Banks typically add a large hidden markup to the exchange rate, making transfers expensive. Wise uses the real mid-market rate you see on Google, charging only a small, clear fee. This can save users a lot of money, especially on larger transfers. Other services might be faster for cash pickup, but they are usually much more expensive for direct bank transfers.

However, Wise has some disadvantages. Transfer speeds, while usually fast, can sometimes be slower than instant services like Revolut for certain routes, depending on banking hours and verification. Also, while Wise is excellent for transfers, its features as a primary banking app are more limited compared to full-service digital banks. Some users might find the initial identity verification process slightly more involved than with simpler payment apps, but this is for security. Overall, for cost-effective international transfers, Wise is hard to beat.

User Feedback

GlobeTrotterAnna: Finally, an app that doesn't hide fees! Sent money to my family in Poland and saved so much compared to my bank. The rate was exactly as shown, and it arrived the next day. The app is simple and just works.

DigitalNomad_Kai: As a freelancer getting paid in USD and EUR, this app is a lifesaver. Holding multiple currencies and converting when the rate is good has saved me hundreds. The debit card is also perfect for travel—no crazy foreign transaction fees.

StudentAbroad_Leo: My parents use this to send my allowance from the UK to Canada. It's so much cheaper than the options they used before. I get notifications when money is sent and when it lands in my account. Makes managing finances abroad stress-free.

FAQs About This App

Q1: How long does a transfer with Wise usually take?

A1: Transfer times vary. Many transfers are instant or arrive within hours, but some can take 1-2 business days. It depends on the currencies, countries, and payment method. The app always gives you an estimated delivery time before you send.

Q2: Is my money safe with the Wise app?

A2: Yes, Wise is a regulated financial institution. Your money is held in secure accounts with major banks. For extra security, they use two-factor authentication (2FA) in the app. It's as safe as using a traditional bank for transfers.

Q3: Can I use the Wise debit card for everyday spending?

A3: Absolutely. You can order a Wise debit card through the app. You can use it online and in stores worldwide to spend any currency you hold, often with no foreign transaction fees. You just top it up from your Wise balance.

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