Klarna | Shop now. Pay later.
Klarna Bank AB (publ)
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4.3
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About This App

  • Category

    Shopping

  • Installs

    10,000,000+

  • Content Rating

    Rated for 3+

  • Developer Email

    [email protected]

  • Privacy Policy

    https://www.klarna.com/international/privacy-policy/

Screenshots
App Overview

Klarna is a shopping and payments app that lets you buy things online or in stores and pay later in installments. You can use it to shop at thousands of popular retailers, split your purchase into four interest-free payments, or finance larger items over time. The app makes checkout fast and secure by storing your payment info, and you can also browse deals and track your orders all in one place.

To use Klarna, just download the app from the Google Play Store, create an account, and start shopping. When you check out at a supported store, select Klarna as your payment method. You can choose 'Pay in 4' to split the cost, opt for monthly financing, or pay in full up to 30 days later. The app sends you payment reminders and helps you manage all your purchases and scheduled payments easily.

You can install the Klarna app directly from the Google Play Store. If the Play Store is not available on your device, you can visit the official Klarna website to find a trusted source for the latest APK file to download and install manually. Always ensure you are downloading from an official source to keep your financial information safe.

Similar Apps Comparison

Compared to other 'buy now, pay later' apps like Afterpay or Affirm, Klarna stands out for its wide acceptance at major online retailers and its flexible payment options, including the popular 'Pay in 4' feature. A key advantage is the ability to use it for in-store purchases by generating a one-time card in the app. However, a potential disadvantage is that, unlike some competitors, missed payments can result in late fees, and its financing options may perform a soft credit check which could be a concern for some users.

Another competitor, PayPal's 'Pay in 4', is integrated into many checkouts but lacks a dedicated shopping app. Klarna's app offers a more comprehensive shopping experience with price-drop notifications and a virtual card for in-store use. The main downside for some might be that Klarna's promotional financing can encourage more spending, and managing multiple installment plans across different apps requires careful budgeting to avoid debt.

User Feedback

BudgetBoss: This app is a game-changer for bigger purchases. I used the financing option for a new laptop and the process was seamless. Payments are automatic, so I never forget. It feels safer than using my credit card everywhere.

DealFinder: Love how I can browse and compare prices right in the Klarna app before I buy. The 'Pay in 4' feature at checkout is my go-to. It makes managing my cash flow so much easier without any interest if I pay on time.

ShopSmart: The in-store feature is brilliant. I just open the app, get a virtual card number, and pay at the register. It splits the cost instantly. My only wish is that even more local stores would accept it.

FAQs About This App

Q1: How do I use Klarna in a physical store?

A1: Open the Klarna app, tap 'In-store', and generate a one-time virtual card. Use this card number at the checkout like a regular credit or debit card. The payment will be split according to the plan you selected.

Q2: Are there any fees for using Klarna?

A2: Klarna's 'Pay in 4' and 'Pay in 30 days' options are interest-free with no fees if you pay on time. Late payments may incur fees, and longer-term financing options may have interest. Always check the terms before you confirm your purchase.

Q3: Can I return an item I bought with Klarna?

A3: Yes, you follow the store's standard return policy. Once the return is processed, Klarna will cancel any remaining scheduled payments or issue a refund. The refund timing depends on the retailer.

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